Now through the end of September take advantage of the special 4.9% APR* from qualifying merchants on purchases of back to school items like apparel, computers, school supplies, and much more. Apply online or at our branch office in Cool Springs. (*APR as of 7/1/10 based on credit qualifications, rates and terms subject to change.4.9% APR for 12 months from date of qualifying purchase, standard rate of purchase applies thereafter) Equal Opportunity Lender. Credit Union membership required.